The EBITDA Triangulation Engine (ETE)

Institutional-grade corporate finance diagnostic. All values are entered as generic units / amounts.

⚠️ Target Audience Restriction: This Diagnostic tool is built strictly for business to business, for professional/institutional audience evaluation frameworks only.

1. P&L Inputs

Gross Revenue / Turnover Cost of Goods Sold (COGS) Standard Operating Expenses (OpEx)

2. Normalized Add-Backs

Excess Director Remuneration (Above Market) One-Off Legal / Professional Fees Discontinued Product Line Losses Depreciation & Amortisation (D&A)

3. Balance Sheet Health Inputs

Cash & Cash Equivalents Accounts Receivable (Trade Debtors) Inventory / Stock Other Current Assets Total Fixed Assets (Property, Plant, Equipment) Accounts Payable (Trade Creditors) Short-Term Debt / Overdrafts Long-Term Debt / Term Loans Total Shareholder Equity Annual Principal Repayments (Debt Service) Annual Interest Payments (Debt Service)

4. Off-Balance Sheet & Footnote Risks

Contingent Liabilities (Active Litigation / Disputes) Corporate Guarantees Issued to Affiliates / Sister Firms Affiliate / Intercompany Sales Included in Main P&L Offshore / Subsidiary Revenue Transfers

Pending Regulatory & Fiscal Determinations

Active Tax Audit / Revenue Appeal pending Pending Financial/Drug Regulator licensing or clearance Environmental / ESG compliance review outstanding

Macro Stress Test Scenario

Baseline (0% shock)

BaselineModerateSevere

Adjusted Revenue

—

Reported EBITDA

—

Normalized EBITDA

—

Total Debt / EBITDA (Leverage)

—

Sector Multiple 6x

Use VC top-line valuation (pre-profit companies)

Enterprise Value (Standard Multiple)

—

EV / EBITDA Multiple

—

Intrinsic Capitalisation Value

—

Normalized EBITDA x 1.02 / (10% WACC - 2% growth)

Debt Service Coverage Ratio (DSCR)

—

Credit Committee Verdict: Pending Assessment

Enter complete P&L, balance sheet and debt service data to generate a full credit committee verdict.

The EBITDA Triangulation Engine (ETE)

Macro Stress Test Scenario

Adjusted Revenue

Reported EBITDA

Normalized EBITDA

Total Debt / EBITDA (Leverage)

Enterprise Value (Standard Multiple)

EV / EBITDA Multiple

Intrinsic Capitalisation Value

Debt Service Coverage Ratio (DSCR)

Debt-to-Equity Gearing

Net Working Capital Cushion

Asset Turnover Efficiency

Asset Floor Valuation (Adjusted NAV)

Current Ratio

Quick Ratio

Cash Ratio